Consumer Services

For Consumers who are Being Abuse by Debt Collectors, who have Questions About Bankruptcy and Debt Collection Laws, and who Need Bankruptcy and FDCPA Attorney Representation. 

 

Fair Debt Collection Practices Act (FDCPA), The Truth in Lending Act, & The Fair Credit Reporting Act Attorney Directories

 

We help consumers find attorneys who practice consumer law and who are experienced with the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), and the Fair Credit Reporting Act (FCRA).  The attorneys are listed by state so you will be able to find a local attorney to represent you.  Find an FDCPA, FCRA, or TILA attorney in your state.

Bankruptcy Attorney Directories

If you are considering filing for bankruptcy or if you have questions and you need to locate bankruptcy attorneys in your state, please refer to our bankruptcy attorney directory.

Legal Resources Links

We provide external links to online websites that deal specifically with debt collection laws, including the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), and the Fair Credit Reporting Act (FCRA). 

Defenses to Credit Card Lawsuits

 

If you have been sued on a debt that you may or may not owe, please refer to our defending debt lawsuits page where you can learn about possible defenses to debt lawsuits.

Example Dispute & Verification Letters

Consumer debtors may write to debt collectors to dispute and request verification of their alleged debts.  As such we provide example letters that consumers can use when they prepare their letters to send to debt collectors.

Please Note:  We provide said letters as examples only.  We can not be held liable for any actions taken or not taken as a result of the use of our example letters.  Please see our legal disclaimer for more information.  Thank you.

Procedures For Stopping Debt Collection Abuse

We provide detailed instructions on how to deal with  debt collectors from start to finish and what you can do to stop debt collectors from harassing you.