Fair Debt Collection Practices Act

 

Questions and Answers



The Fair Debt Collection Practices Act (FDCPA) is a lengthy Federal law that was passed by Congress in order to help protect consumers from debt collectors who harass, abuse, and mislead consumers. If you have questions regarding this act and other debt collection laws, please refer to the commonly asked questions below.

  • How do I Know if a debt collector or collection attorney has violated the law?

  • What are common debt collection violations?

  • What can I do if I believe a debt collector has violated the law?

  • Are there laws that help consumers who are being harassed by debt           collectors?

  • What is the Fair Debt Collection Practices Act (FDCPA) and how can it help me?

  • What is the Fair Credit Reporting Act and how does it relate to debt collection?

  • What is the Truth and lending Act and how does it relate to debt collection?

  • How do I write to a debt collector and what should I write?

  • How and where can I record phone conversations with debt collectors?

  • At what point should I consider contacting an attorney if a debt collector or collection attorney is bothering me about a debt that I may or may not owe?
     



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